First of all,  I suppose this depends on what you opinion of instant car loan is.  If you think it’s an auto loan that you take start to finish in a minute then no.  Their are ways to save a lot of time on your auto loan even if you have bad credit.

  1. Make sure you know what you need.  If you know what your vehicle needs are you wont have to go back and forth with a sales guy,  If you have six kids you’ll need a minivan or two vehicles.  If it’s only you but you drive a hundred miles a day, consider an economical vehicle.
  2. Get everything ready.  Most often you will need several documents with you when you come in.  Gather proof of all of your income.  If you are W2 wages (a regular job with a check stub) then just get the last two check stubs.  If you have supplemental income or fixed income such as child support or disability, you will need statements from child support, an award letter or maybe bank statements showing those payments coming in every month.  You may also need copies or your utility bills, phone bill, 6 references (friends, relatives, neighbors) and insurance info.
  3. Get finance manager all of your information.  This part is easy, if you apply with New Start Auto Loans, all of your information will automatically be sent to them and they will only need to verify.

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