Do I Have To Go To The Dealer To Find Out If I’m Approved? This is a question I have heard over and over again. The answer though may not always be in black and white. Usually, if you have a very uncomplicated situation like W2 wages (that’s with traditional check stub) and no other form of income, have a set amount down and are open to what works best to get approved, your finance manager will be able to tell you right over the phone if you are approved or not. The complication comes in when their are variables.
Variables to the equation can be things like, you are picky and won’t take most cars, in this case you will need to go to your finance manager or dealership to see and drive each available option; you have income that’s not so simple. This income could include, child support, social security, disability, pension, self employed income etc. Or you are not sure what vehicles might work out.
The first thing you need to do if you have bad credit and need a car loan is ask your finance manager if they have special finance programs. Using a special finance program is the best way to ensure that you will be approved for a car loan with bad credit. If you end up having to go to your local special finance manager and giving them your documents up front, it won’t be the worst experience in the world, just have patience, realize it is their job to get you a car loan and they will work hard to do that. If they don’t get you approved, they don’t get paid.
How can you make sure you are talking to the best special finance manager with programs to help? New Start Auto Loans has a network of special finance managers in most areas to match you to a car loan today. To get approved for a car loan click on the link below.
